Miguel Hernandez is Business Entrepreneur with expertise in International Retail Banking, Real Estate & Property Management. Has extensive expertise on the banking industry as a well as the Real Estate working on well recognized companies such as PMI and Scotiabank. As part of Property Management Inc., he was responsible for leading, managing, and overseeing all aspects of the company's residential and commercial portfolio ensuring the desired results are consistent with the overall strategy and mission of PMI. Working under Scotiabank, he was responsible for the long term strategic vision and overall financial performance of the Caribbean Residential Mortgage Portfolio, Personal Loans, Lines of Credits and Small Business products for 19 countries totaling over CAD $10B assets and over CAD $ 500MM + Annual Net Contribution. Early in his career, he worked with Pan American Financial, where he was responsible for maintaining best business practices in sales and services, processing, underwriting, closing, secondary markets, investor reporting, servicing and other management areas.
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